You Weathered the Storm. Now It's Time to Weather the Insurance.

5/8/2020 (Permalink)

It’s not often that you file a homeowners insurance claim, but when and if that time comes there are many aspects to keep in mind during the process.

If you have endured storm damage in your Sumner County home it is important that you assess your property, but only after it is safe to do so. Ensure that there are no downed power lines or other dangerous conditions before investigating the damage. Once you have investigated your property for damage it is time to report the damage to your Insurance Company. Knowing what to look for and what to expect with the claims process can relieve some of the stress in the situation.

How Do You Evaluate Your Property for Damage?

It is important that you complete a visual inspection of the exterior of your home, paying special attention to your roof, windows, gutters, facia and siding. If you have a chimney you will want to inspect it as well. Notate any missing shingles, cracks in the siding or brick, fallen gutters and window damage. Also, inspect your HVAC unit for any noticeable damage. Be sure to discuss all of the items and areas notated with your insurance adjuster.

Adjuster Insurance Inspection

Once you have contacted your Insurance Company and filed a claim they will assign an adjuster. The adjuster assigned to your claim will schedule a time to come and assess the damage of your property. Adjusters are trained to look at certain areas of the home that are prone to damage, but be sure to share the items that you notated on your initial inspection as well. Once their inspection is completed they will begin the process for your claim.

Once you have everything in order you can begin the process of repairs to your home. SERVPRO® of Sumner County is here to help. We are experienced and skilled in Water & Fire Damage and have years of experience in the construction as well. Call our office today at 615-822-0200 if you would like to schedule an appointment for a free estimate.